Subject: Quattro Insurance

[Mike Arman <armanmik@n-jcenter.com>]

>Subject: Quattro Insurance
>
>Hi.  One of the more irritating things about our 5K's (which we love) is
>not the car but what State Farm Insurance has done to our rates...
>
>Before the Quattros we've had Subaru wagons.  When we switched these
>over to the 86 and 87 5KTQW's our rates for car insurance (liability,
>collision, medical, etc) just about doubled for these cars.  

Here's the operative statement!

insure...at
>least at State Farm.
>
>I'm not about to go back to Soob's.  But I have heard that different
>Insurance Co's may rate cars differently (relative to eachother).
>
>So does anyone out on the list have an Insurance Co to recommend that
>doesn't charge an arm & a leg for Quattro insurance?
>
>TIA
>
>Steve
>

Steve - at the insistence of my wife (now I *didn't* say "nagging" . . .) I
finally joined AARP (gotta be over 50) and wound up with Hartford Insurance
as part of their group policy for cars and homeowners.

Price on two cars (86 5ks and 91 323 Mzda), two grown-up drivers, clean
records, went from $1,600/yr at Nationwide (best price I found after
several years of AGGRESSIVE shopping) down to $850/yr, same coverage.

W/S subsequently wound up broken on 5ks, they paid without a single quibble
- NO problem at all, about $500, no rate increase. Zero deductable (yes, I
was a whole 50 cents out of pocket for a Coke while I waited).

A few weeks ago, I called and asked Hartford what ACV was on my 5ks - they
said $2,500 - which is what they would give me if it were totalled. I said
that I would be reluctant and in fact downright unwilling to sell the car
for that since I have LOTS of work in it - we settled on $4,000 as ACV, and
the increase in the premium was a whole two dollars a year!

NOW: I have previously been contacted by a number of list members about
AARP's opinion on gun control - I DID check this out and determined
conclusively that AARP HAS *NO* official position on this subject - what
they did was take a poll of their members and report the results - they DO
NOT lobby "for" or "against" on this particular subject.

PLEASE - if you have any comments on this last item or want further
information, contact me OFF LIST - I only mentioned this because the last
time I brought up AARP here I found the reaction to this subject quite
remarkable, and it had NOTHING to do with insurance!

Best Regards, and happy and safe holidays,

Mike Arman

86 5Ks
86 5KQT - CD
86 5Ks - "the wreck that keeps on giving"
NSU 1100 - motor, anyway, in Munch Mammoth M/C